Find Out if You Qualify

Self-employed? Just because your self-employed does not mean you can’t get a mortgage. Our program does not require any tax returns or financial statements to purchase a new home or refinance an existing one. To qualify, we need only 12 months or 24 months of bank statements. This type of program is perfect for entrepreneurs, business owners, consultants, realtors, restaurant owners and contractors.

What is a bank statement loan?

Back in the early 2000’s we use to have stated income programs which relied on credit score and a stated income by the borrower. Unfortunately, these types of loans do not exist anymore due to the housing crash in 2008. Fortunately, bank statement loans have taken the place of stated income loans as an alternative to providing W2’s, tax returns or pay stubs. These are known as non-qualified mortgages, Non-QM. This type of loan offers expanded criteria to allow for other forms of documentation to show the ability to service debt. Effectively, we are using the bank statements to verify the borrower’s income to justify making the mortgage payment on time.

Think you Qualify? Contact Us and Find Out Today!


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