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Find The Best Rate at APlusMortgageRates.com


For over 15 years, we have helped thousands of homeowners lower their interest rates and monthly payments. From traditional mortgage refinances such as 30 year fixed loans, 10/1 ARM, 5/1 ARM, interest only options, Non QM loans, streamlined FHA loans, VA loans, new purchases, and reverse mortgages to cashflow your lifestyle. We lend in California, Arizona, Colorado, Florida, Illinois, Louisiana, Ohio, Texas and Washington.


We are seasoned bankers that bank our own loans and partnered with the right banks to offer finance programs to meet your lending needs. We specialize in self-employed borrowers, bank statement loans and DSCR no income mortgages for investors. Give us a call (858) 997.9135 or drop us a line through our contact form so we can better understand your needs and give you a free analysis.

Our Message

We Are A Direct Lender With Service And Commitment To Quality

Over the years, thousands of homeowners have used the expertise of aplusmortgagerates.com for traditional refinances, new purchase, 30-year fixed loans, 10/1 ARM, 5/1 ARM, interest only options, Non-QM Loans and reverse mortgages because of our desire to assist families and homeowners with professionalism and respect.

With our highest quality service, we assist homeowners with purchasing and finance decisions that best match their situation and goals. We know that home purchases and refinancing can be stressful that is why we use our more than two decades of experience to make the mortgage process worry free and easy.

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