Find The Best Rate at APlusMortgageRates.com


For over 15 years, we have helped thousands of homeowners lower their interest rates and monthly payments. From traditional mortgage refinances such as 30 year fixed loans, 10/1 ARM, 5/1 ARM, interest only options, streamlined FHA loans, new purchases, and reverse mortgages to cashflow your lifestyle. 


We are seasoned bankers that partnered with the right banks to offer finance programs to meet your lending needs. Give us a call (858) 997.9135 or drop us a line through our contact form so we can better understand your needs and give you a free analysis.

Our Message

We are a direct lender and our service and commitment to quality is legendary

Over the years, thousands of homeowners have used the expertise of aplusmortgagerates.com for traditional refinances, new purchase, 30 year fixed loans, 10/1 ARM, 5/1 ARM, interest only options and reverse mortgages because of our desire to assist families and homeowners with professionalism and respect.

With our highest quality service we assist homeowners with purchasing and finance decisions that best match their situation and goals. We know that home purchases and refinancing can be stressful that is why we use our more than two decades of experience to make the mortgage process worry free and easy.

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