Rates are at an all time low. Our seasoned specialists will evaluate your scenario and provide options for your review that best fit your goals. From traditional refinances, to new purchase loans, streamlined FHA loans and reverse mortgages for cashflow. Give our specialist a call today at (858) 997. 9135 and get a free quote.

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50,000+ Customers

No Pre payment Fee Options

Flexible Payments

What Is a

Reverse Mortgage


You must 62 years or older to qualify and may help seniors to pay for daily living expenses. No minimum credit score needed, no income requirements and you do not make loan payments. Schedule an appointment with a reverse mortgage specialist today at (858) 997.9135


Home equity loan &

Reverse mortgage.

The most common type of reverse mortgage is a loan insured by the Federal Housing Administration (FHA), which is also called a HECM. It allows you to access your home equity and turn it into cash. Borrowers choose a reverse mortgage because it allows them to remain in their homes, as long as they meet the loan terms, and provides funds that can greatly supplement their retirement income.

Eliminate Monthly Mortgage

Without the burden of a monthly mortgage payment, you can free up cash to cover other important expenses.*

Access Cash

Without the burden of a monthly mortgage payment, you can free up cash to cover other important expenses.*

Monthly Mortgage

Without the burden of a monthly mortgage payment, you can free up cash to cover other important expenses.*


Reverse Mortgage Loan

Medicare or Social Security ?

Reverse mortgage loans normally do not change your edibility for Social Security or Medicare benefits. Other government programs such as Supplemental Security Income (SSI) and Medicaid can be affected by a reverse mortgage loan. Homeowners should consult with a qualified expert to find out if there would be any changes to their government benefits.

Reverse mortgage questions and answers – Aplusmortgagerates.com. Go to our About Us to get a free quote!

Reverse Mortgage

Why Choose Us

Reverse Mortgage is Good

Medicare or Social Security

Reverse Mortgage loans allow homeowners who are older than 62 to convert part of their home equity into tax-free cash payments. The loans are insured by HECM & the Federal Housing Administration (FHA)

The Pragmatic Planner

Convert your home’s equity into monthly payments to supplement income and maintain your standard of living in retirement.

The Homebody

Never want to move? Get rid of your monthly mortgage payment and finance renovations so your home continues to meet your needs.*

The Safety-Net Seeker

Establish a standby reverse mortgage line of credit that will grow over time and help cover you if unforeseen expenses arise.

The Maximizer

Did you purchase your home when prices were low or has your home value grown over the years?

The New Homebuyer

Use a Reverse for Purchase to buy a new house that fulfills all your retirement needs without a monthly mortgage payment.*

The Eager Retiree

Ready to leave behind the daily grind? Eliminate your mortgage payments and access cash so you can afford to enjoy the next phase of life.*

Why Choose us

Our service and commitment

Quality is legendary.

Over the years, thousands of homeowners have used the expertise of aplusmortgagerates.com for reverse mortgages, traditional 30 year fixed loans, 10/1 ARM, 5/1 ARM, new purchases and refinances because of our desire to assist families and homeowners with professionalism and respect.

With our highest quality service we assist homeowners with purchasing and finance decisions that best match their situation and goals. We know that home purchases and refinancing can be stressful that  is why we use our more than two decades of experience to make the mortgage process worry free and easy.

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